Sampo Oyj (MEX:SAMPO N) FCF Margin %: 43.46% (As of Jun. 2026) — 276% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MEX:SAMPO N Sampo Oyj MEX:SAMPO N
87 GF Score
Price MXN215.79
GF Value MXN214.50
! 2 Warning Signs
View Full Analysis

What is Sampo Oyj FCF Margin %?

Sampo Oyj MEX:SAMPO N 87 FCF Margin % is 43.46% as of Jun. 2026, which is 276% above its 10-year median of 11.56. GuruFocus rates MEX:SAMPO N with a GF Score™ of 87/100 and a GF Value™ of MXN214.50. The stock has 2 warning signs investors should review. Among 501 Insurance companies, Sampo Oyj ranks better than 58.68% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Sampo Oyj's Free Cash Flow for the three months ended in Jun. 2026 was MXN25,329 Mil. Sampo Oyj's Revenue for the three months ended in Jun. 2026 was MXN58,277 Mil. Therefore, Sampo Oyj's FCF Margin % for the quarter that ended in Jun. 2026 was 43.46%.

As of today, Sampo Oyj's current FCF Yield % is 5.76%.

The historical rank and industry rank for Sampo Oyj's FCF Margin % or its related term are showing as below:

MEX:SAMPO N' s FCF Margin % Range Over the Past 10 Years
Min: -2.88   Med: 11.56   Max: 17.99
Current: 12


During the past 13 years, the highest FCF Margin % of Sampo Oyj was 17.99%. The lowest was -2.88%. And the median was 11.56%.

MEX:SAMPO N's FCF Margin % is ranked better than
58.68% of 501 companies
in the Insurance industry
Industry Median: 8.97 vs MEX:SAMPO N: 12.00


Sampo Oyj FCF Margin % Related Terms


Sampo Oyj FCF Margin % Historical Data

* Premium members only.

The historical data trend for Sampo Oyj's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sampo Oyj FCF Margin % Chart

Sampo Oyj Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.72 0.43 11.40 12.88 15.44

Sampo Oyj Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 21.21 8.71 -1.58 -0.03 43.46

MEX:SAMPO N vs BRK.A, AIG, HIG: FCF Margin % Comparison

For the Insurance - Diversified subindustry, Sampo Oyj's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sampo Oyj FCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Sampo Oyj's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Sampo Oyj's FCF Margin % falls into.


MEX:SAMPO N
87GF Score
Sampo Oyj MEX:SAMPO N
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sampo Oyj FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Sampo Oyj's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=33607.829/217628.613
=15.44 %

Sampo Oyj's FCF Margin for the quarter that ended in Jun. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Jun. 2026 )/Revenue (Q: Jun. 2026 )
=25329.193/58277.248
=43.46 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 43.46% mean?
Sampo Oyj (MEX:SAMPO N) has a FCF Margin % of 43.46% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Sampo Oyj and its competitors. This is 276% above median its historical median of 11.56. According to the industry distribution chart, Sampo Oyj ranks #207 out of 501 companies in the Insurance industry, placing it in the top 41.3%.
Is Sampo Oyj's FCF Margin % too high?
Sampo Oyj's current FCF Margin % of 43.46% is 276% above median its 10-year median of 11.56. The Insurance industry median FCF Margin % is 8.97. Sampo Oyj's value of 43.46% is 384.5% above this industry median. Based on the distribution chart, Sampo Oyj ranks #207 out of 501 companies in the Insurance industry, which is above the industry midpoint. Overall, Sampo Oyj has a GF Score™ of 87/100, reflecting its overall financial health beyond just this single metric.
How does Sampo Oyj's FCF Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Sampo Oyj ranks #207 out of 501 companies for FCF Margin %. This puts Sampo Oyj in the upper half of its industry. The industry median FCF Margin % is 8.97. Sampo Oyj's value of 43.46% is 384.5% above this benchmark. While the company's 10-year median is 11.56 vs. the industry median of 8.97, Sampo Oyj has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 8.97, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sampo Oyj's current FCF Margin % of 43.46% is 384.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Sampo Oyj and its competitors. For the Insurance industry, the median FCF Margin % is 8.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sampo Oyj's current FCF Margin % is 43.46%, which is 276% above median its own 10-year median of 11.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sampo Oyj stock overvalued right now?
Sampo Oyj (MEX:SAMPO N) has a current FCF Margin % of 43.46%. The stock's GF Value™ is MXN214.50, compared to a current price of MXN215.79 — trading 0.6% above its estimated fair value. The current FCF Margin % is 43.46%, which is 276% above median its 10-year median of 11.56 and 384.5% above the Insurance industry median of 8.97. Sampo Oyj's overall GF Score™ is 87/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Sampo Oyj (MEX:SAMPO N), the current FCF Margin % is 43.46% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sampo Oyj (MEX:SAMPO N) Overvalued in 2026?

Based on GuruFocus' analysis, Sampo Oyj stock appears to be overvalued. The current stock price of MXN215.79 is trading 0.6% above its estimated GF Value™ of MXN214.50.

Key valuation signals for MEX:SAMPO N:

  • FCF Margin %: 43.46% (276% above median its 10-year median of 11.56)
  • GF Value™: MXN214.50 vs. price of MXN215.79 (0.6% above fair value)
  • GF Score™: 87/100 with 2 warning signs
  • Industry Position: 384.5% above the Insurance median (#207 of 501)

No single metric tells the full story. See the MEX:SAMPO N stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sampo Oyj Business Description

Address Fabianinkatu 21, Helsinki, FIN, 00130
Sampo is a leading Nordics-based insurer headquartered in Finland and listed in Helsinki. The company has operations in Denmark, Estonia, Finland, Norway, Lithuania, Latvia, and the United Kingdom. Sampo has four subsidiaries that mainly sell private insurance to retail customers. It is the largest property and casualty insurer in the Nordics. Headquartered in Sweden, and If also sells insurance in Denmark, Norway, and Finland. Topdanmark is a Danish property and casualty insurer focusing on personal lines insurance as well as agriculture and small and medium-size enterprises. Topdanmark has been rolled into the Nordics, and Hastings is a digital insurer that focuses on car, van, bike, and home insurance in the UK.
87GF Score

Get the complete analysis for MEX:SAMPO N

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN215.79
Price
MXN214.50
GF Value